Honoring Those Who Serve

We extend our deepest gratitude to individuals who have dedicated themselves to serving their country, state, or local communities in a public service capacity. Your commitment and sacrifices often go unrecognized, especially in today’s world. As a veteran myself, I want to personally express my sincere appreciation for your service.

A Comprehensive Approach to Retirement Planning

In the financial industry, many professionals focus on only one or two specific areas. For public service professionals, the primary—often the only—discussion with a retirement counselor revolves around managing DROP and deferred compensation accounts at retirement. At Tactical Financial Group, we take a broader approach, ensuring that every aspect of your financial future is addressed.

Key Retirement Considerations

While DROP and deferred compensation accounts are important, they are just one piece of a much larger financial picture. We help our clients explore critical questions that can shape their retirement strategy, such as:

• Will I be able to maintain my desired lifestyle in retirement, including travel, dining, and entertainment?

• Should I open or continue contributing to an IRA? If so, should it be a Roth or traditional IRA?

• When should I begin withdrawing funds from my retirement accounts, and in what order? Should I consider a post-retirement job?

• Should I claim Social Security benefits as early as possible or delay for a higher payout?

• How will I manage potential long-term care costs for myself and my spouse?

• Are my estate planning measures, such as life insurance, sufficient to protect my loved ones?

• Am I making smart decisions with my IRA and workplace retirement contributions?

• What should I do with an old 401(k) from a previous employer? Can I roll it over?

Our Commitment to You

We are available 24/7 to assist you—at no cost. We can meet at our office in Timonium or come to you, whichever is more convenient. Additionally, when you decide to set a retirement date, we offer to attend your retirement conference with your HR office at absolutely no charge, whether or not you choose to work with us. This is our way of giving back to those who have given so much.

Regardless of where you are in your career—whether just starting out or nearing retirement—it is never too late to put a solid financial strategy in place.

Why Choose Tactical Financial Group?

We understand that you have many options when it comes to financial firms, and we never take your trust for granted. Here’s what sets us apart:

• Client-Centered Care – Once you become a client, you are treated like family. While this phrase is often overused, we truly stand by it, offering personalized advice and resources tailored to your needs.

• New York Life Partnership – With over 175 years of doing the right thing, New York Life provides a foundation of strength and stability. Learn more about why they are "The Company You Keep" at www.newyorklife.com/about.

We look forward to connecting with you and helping you build a secure financial future.